Discover will match ALL the cash back you've earned at the end of your first year, automatically. And, secondly, this card rewards you for paying off your balance — something we always support. Keep in mind that anything you post may be disclosed, published, transmitted or reused.
The cash back applies whether you pay down your balance for your purchases all at once or over a number of months or years. Its most distinguishing feature is the cashback match offer — at the end of your first year, Discover will match all the cash back earnings you accumulated.
Ultimately, the reason for striving for an excellent score, other than bragging rights, is that you can save a significant amount of money, whether you land a lower interest rate on a mortgage or you get a new credit card with a superior sign-up bonus.
For Q2 this year, the bonus categories are grocery stores and home improvement stores.
Applicants with scores in this range are at the top of the list for the best rates from lenders. There are a surprising number of ways that a bad score can affect your world. You can cash in on this bonus for up to five years.
Here are some key points to remember:. After that, the variable APR will be Good credit is your reward for all those months of on-time payments and other terrific credit habits.